I do not believe in democracy, I do not believe in communism, I do not believe in one person ruling other people. I do not believe in any of them because I do not see any sense behind people deciding for other individuals what is right and what is wrong. Any person that has been given power to decide that will always do so with his own prejudices and biases. There is no way that the need of the individuals can be satisfied with a system like these.
In effect what I believe is if we do not have system to meet the need of all, our system should be tolerant enough to include everybody's opinion and respect that. But this kind of result is very difficult to get the major reason being the incentives of the people in power not to comply. There is a rich class of society, who need not be the happiest people but are disillusioned by the power they obtain while being wealthy. The society itself, considering it to be the only option, is aggravating the importance of money. We do not realise that money and this system are a game devised by the people themselves, it's not a word of god.
If we consider the time from which people are ruled, we would come to a conclusion that all the dominant structures, which are denounced now are once the prevailing social structure. In that way we cannot really differentiate and argue about the system being working since the people are complying to that (Majority or represented majority). Whereas like all the earlier structures of the society there is only one difference between them and democracy. And that is that we are supposed to change the government if we do not agree with them. But there is a huge problem with this idea of thought i.e. people in power are always partial and ignorant to the basic need of others. This idea which might seem arguable is almost comparable to your friend deciding on what your life needs to be, who are eligible to be your friends, your girlfriends and any other decision that you might take.
I think in the name of humanity and respect towards other individuals there has to be a major change in the philosophy of what needs to be controlled and the importance of the monetary system in the context of the basic needs of humans. We are really killing everybody, intellectually and literally. The rich class is getting more and more distant from the reality of the surrounding and considering the people who are poor as the burden on their life and a threat. Whereas the poor people while trying to aspire to be rich someday are getting more accustomed to believe that the reality is that they can never be well off. And somehow in the developing world as we see it, this gap is increasing day by day, resulting in the huge divide and lack of respect for the other individual.
While people think that immorality, crime and poverty are a creation of the individualistic point of view and actions. But rather these are a irreversible counteractions of making one part of the society rich or well off. It's like two sides of a coin which exists if the other side exists and there is no remedy for this.